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Do you have questions about your benefits? This section will help answer them!

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Healthy Rewards Program
Save on health and wellness products and services with the CIGNA HealthCare Healthy Rewards® program. The program was designed to help those who turn to time-tested therapies and ancient techniques (in conjunction with traditional medicine) to meet their health care needs.

Here are some of the services and products covered by the program:
• acupuncture
• chiropractic services
• eye exams, eyewear and contacts
• hearing care and hearing instruments
• laser vision correction
• massage therapy
• non-prescription health and beauty products
• vitamins and herbal supplements

To learn more, call 1-800-870-3470 or visit http://www.cigna.com/healthyrewards.

A Reminder About Lab Services
There are two types of providers for lab services: freestanding providers (LabCorp) and all other lab services providers. Other providers include facilities within hospitals or within physicians' offices.

LabCorp is the only freestanding lab facility available. When you use a LabCorp facility, charges will by paid at 100 percent. Ask your physician if the prescribed services can be provided by LabCorp so that you can maximize your benefits and reduce out-of-pocket costs. If you do not use LabCorp, benefits will be paid at 80 percent, subject to deductibles.