AFLAC - Cafeteria Plan Services
Flexible Spending Account Participant Resource Guide
AFLAC Now Card
AFLAC - Policyholder Self Service
AFLAC Participant Notification FSA
Forms
•AFLAC Accident and Disability Claim Form
•AFLAC Sickness Claim Form
•AFLAC Initial Disability Claim Form (Short-Term Disability)
•AFLAC Request for Reimbursement (Medical)
•AFLAC Request for Reimbursement (Dependent Day Care)
For a complete list of forms, please click on the link below, choose your state of residence, then select the claim form(s) you need.
*Change in Definition of Dependent for Purposes of Tax-Free Health Coverage*
Effective March 30, 2010, health care reform expanded the definition of dependent for purposes of tax-free health coverage to include a child of a participant until the end of the calendar year in which the child turns 26. This new definition applies to any person who is the participant’s son, daughter, stepchild, legally adopted child, or eligible foster child, regardless of such child’s marital status, student status, employment status, tax dependent status, or residency.
This provision will have an immediate impact on plans such as unreimbursed medical (URM) flexible spending accounts (FSAs) that condition eligibility on a child’s qualifying as a tax dependent for health coverage purposes. In addition, coverage that is currently or will soon be offered to such adult dependent children can be provided on a tax-free basis. This change in tax rules applies to all medical coverage, including Aflac supplemental health, cancer, accident and disability coverage.
Separate from the tax change noted above, effective for plan years beginning on or after September 23, 2010, medical plans that cover dependent children must provide coverage for children until they turn age 26. There is no requirement to cover children of covered dependent children (i.e., grandchildren), and the requirement is applicable even if the child is married or is not a tax dependent.
1-800-992-3522
For more contact information, click on the link below:
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