Graduate and professional school can be expensive undertakings. Whether you complete your course of study with a little bit of debt or a lot depends (usually) on the amount of financial aid you are able to secure. Graduate programs offer funding opportunities that are usually not available to undergraduates. The first step toward investigating (and acquiring) assistance is to understand the different forms of financial aid available to graduate students.
Assistantships: Funding, in the form of tuition waiver or stipend, provided to students through part-time academic employment at the institution they will be attending. Contact the graduate school (or program) directly to inquire about opportunities.
Fellowships: Funding to enable a student to conduct research, often awarded on the basis of academic excellence.
Grants: Need-based awards funded by government, universities or private sector; money does not have to be repaid.
Federal assistance and loans: most money to be repaid following graduation
Additional scholarship, grant and fellowship resources for minority and diversity groups:
http://www.collegescholarships.org/other-minority-scholarships.htm (Asian, Black, Hispanic, Interracial, LGBT, Native American, White Male, Women)
http://www.scholarships.com/financial-aid/college-scholarships/scholarships-by-type/minority-scholarships/ (African American, Hispanic, Native American)
http://www.apadivisions.org/division-44/awards/malyon-smith/index.aspx (LGBTQ psychology majors; research specific)