While Elon Unviersity cannot and does not cover students' lost, stolen or damaged property; we certainly recognize your need for ensuring the safety of your property. The university does not recommend or endorse any individual insurance company. But we have linked a website for National Student Services, Inc, as an example of a nationwide student property insurance company. We strongly urge all families to contact their insurance agents, check their homeowner's policies and to consider purchasing such renter's insurance.

Although the brochure provides technical details about coverage, please understand this coverage is describe as primary to homeowner's coverage and may partially overlap with your homeowner's insurance. NSSI insurance, provided by a member of the Markel Group, provides coverage to enrolled students for breakage, fire, theft, vandalism, water damage and more whether students live on-campus, off-campus, in residence halls, apartments or greek houses, or are studying abroad. It covers loss or damage, occurring during the policy period, to enrolled students' personal property, except as excluded in the "Property Not Covered" and "Special Provisions" sections of the policy (which limit both liability coverage as well as coverage on items such as CD's, jewlery, and bicycles). There is no coverage for mysterious disappearance (unless stollen), mechanical or electrical breakdown, wear or tear, corrosion and rust, nuclear war or governmental seizure. In other words, this type of coverage is a starting point that can take pressure off homeowner's insurance in the event of a claim. Please review the items covered and excluded, deductable levels, etc.

Elon University is a safe and caring environment, but, like your home, it still requires forethought about protecting personal belongings. We encourage you to look over the website, talk to your insurance agent and consider some form of renter's insurance.

You can get more information from NSSI at www.nssinc.com or 1-800-256-6774.

Feel free to let Reisdence Life know if you have futher questions or if we can help in the future.