The cost of an Elon study abroad program* includes mandatory international health insurance coverage through HTH Worldwide. The coverage starts on the first day of the program and ends on the last day of the program. There should be no deductible or co-pay for services from an HTH Worldwide approved provider as long as payment arrangements with the provider and HTH can be pre-arranged. An overview of the policy and benefits is available through the links below.
HTH Worldwide maintains a website for students and a website for parents with extensive information including a list of worldwide providers. Parents and students can log into this website using the student's subscriber number on his or her insurance card. A student will receive his or her insurance card approximately 2-3 weeks prior to departure. The insurance card will be delivered via email and via mailing to the permanent address listed on the study-abroad application.
Elon University requires its students to maintain their domestic health insurance even while they are abroad. The international health insurance policy covers a student ONLY while he or she is outside of the United States and the policy terminates upon his or her return to the U.S. Although the insurance has no co-pay for services, a student must inform HTH that he or she is visiting a medical professional; he or she will then make payment arrangements with the facility so that he or she does not have to pay for care upfront. If this is not possible, students should keep receipts for any expenses and submit them to HTH.
*Elon study abroad domestic programs (programs within the U.S.) do not include international health insurance coverage. Students on Elon study-abroad domestic programs should use their U.S. health insurance provider for any medical needs while on the program.