Elon University offers a variety of optional insurance plans to help you protect what matters most. In addition to core benefits, employees have access to supplemental coverage options through Wellfleet Workplace and AFLAC, as well as discounted home, auto, and pet insurance programs. These voluntary benefits are designed to provide financial protection, peace of mind, and flexibility in managing your personal and family needs.

Wellfleet Supplemental Insurance

Elon University partners with Wellfleet to offer you and your family comprehensive and affordable supplemental insurance benefits.

Accident, hospital indemnity, critical illness, and cancer-critical illness insurance provide benefits to help with unexpected bills due to covered events. These supplemental insurance coverages pay cash benefits directly to you.

Depending on which Wellfleet plans you elect it may also include health screening benefits, which pay benefits directly to you once per year for covered screenings and doctor visits such as flu immunizations, annual exams, and well child visits.

Filing a Claim with Wellfleet

Employees have multiple options to register, file claims and manage their supplemental insurance:

More Information

Wellfleet Accident Insurance

Accident insurance pays benefits for injuries and expenses associated with a covered accident. From stitches to broken bones, concussions and dental injuries, this coverage provides you and your family with an added layer of financial support. Plus, benefits are paid directly to you and can be used however you want.

  • No health questions asked
  • Option to cover your spouse and children
  • Annual $60 health screening benefit per covered individual
  • Expansive plan covers a variety of accidents and related treatments, such as: Ambulance, x-rays, hospital and ICU admission, broken bones, burns, chiropractic care, outpatient surgery and accidental death benefit

How it works – Let’s say you carry the Wellfleet accident plan and are in a car accident, which requires a trip to the emergency room ($150), via ground ambulance ($250), where you are x-rayed ($100) and treated for a broken leg ($4,500). You would receive a total benefit of $5,000

Wellfleet Hospital Indemnity Insurance

Hospital indemnity insurance pays you directly for covered accidents or sicknesses associated with a hospitalization. This includes admission to and confinement in the hospital or Intensive Care Unit (ICU). Benefit proceeds can be used however you want—from out-of-pocket medical expenses to your mortgage payments or regular bills—it’s up to you.

  • No health questions asked
  • Option to cover spouse and children, including newborns
  • Featured coverages include: Hospital admission and confinement, ICU admission and confinement, and newborn hospital admission and confinement

How it works – For this example, you carry the hospital indemnity enhanced plan and are admitted to the ICU ($1,000). You spend five days ($1,000) in the ICU and then three days ($600) in general hospital care, before being discharged. You would receive a $2,600 benefit.

Wellfleet Critical Illness Insurance

Critical illness insurance pays a lump-sum benefit following the diagnosis of a critical illness, such as a heart attack, cancer or stroke. This coverage complements your core medical insurance by helping to cover unexpected out-of-pocket expenses and features built-in flexibility that allows you to select the coverage level that meets your family’s unique needs. Benefits are paid directly to you and can be used however you like, from medical bills to student loan payments and childcare.

  • No health questions asked
  • Ability to elect up to $30,000 in coverage
  • Option to cover your spouse and children
  • Annual $50 health screening benefit per covered individual
  • Robust plan covers a range of critical illnesses, such as: heart attack, stroke, cancer, coma, paralysis, ALS, Parkinson’s, advanced dementia, cerebral palsy and infectious disease such as Covid-19

How it works – If you elect $20,000 in coverage and later receive a cancer diagnosis, you would receive a $20,000 lump-sum benefit to be used however you like. If you then had a heart attack or your cancer came back, you would receive another $20,000 benefit.

Wellfleet Cancer-Critical Illness Insurance

Cancer-critical illness insurance pays a lump-sum benefit following the diagnosis of cancer. It provides additional funds for radiation, immunotherapy, hospitalization, stem cell treatments, and other benefits. Benefit proceeds can be used however you want, from medical bills to groceries.

  • No health questions asked
  • Annual $75 health screening benefit per covered individual
  • Option to cover spouse and children

How it works – If you elect $15,000 in coverage and later receive a cancer diagnosis, you would receive a $15,000 lump-sum benefit to be used however you like. If your cancer came back, you would receive another $15,000 benefit.


AFLAC Supplemental Insurance

AFLAC helps with expenses health insurance doesn’t cover. Through AFLAC, you also have the opportunity to enroll in individual supplemental insurance policies for:

  • Short Term Disability
  • Life
  • Dental
  • Vision

Aflac provides financial protection to more than 50 million people worldwide. The Aflac representative you will be working with is Brandon Harvey. His phone number is 336-991-4590. Please reach out to him if you are interested.

AFLAC Benefits Page for Elon


Home and Auto Insurance

As an Elon employee, you have access to home and auto insurance through Farmers GroupSelect. This program provides you with special savings, outstanding customer service, and a full suite of products to meet your diverse insurance needs. In addition to home and auto insurance, Farmers offers a variety of other policies including:

  • Condo/renters
  • Personal excess liability
  • Boat
  • Motorcycle
  • RV
  • Personal property

Take advantage of special discounts and benefits that could save you hundreds – to get a quote call 1-800-438-6381 or visit the Farmers Insurance website.


Pet Insurance

Elon cares about all of your dependents – even the four-legged ones. As part of your employer benefits, you can access MetLife Pet Insurance and have the option to cover multiple pets with our family plans.

MetLife Pet Insurance can help you worry less about the cost of veterinary care and help you feel confident that your dog or cat will remain happy and healthy for years to come.

Flexibility

  • Enroll up to three pets under one policy
  • Customizable plan options
  • Optional wellness coverage (preventative care) for all pets

Coverage

  • One annual limit that can be shared across all pets in the family plan
  • One annual deductible per policy
  • No per-pet coverage limits
  • Up to 100% back on vet bills

You can get a quote or enroll today by visiting the MetLife website or calling toll-free (800) GET MET8. Watch the MetLife pet insurance promotional video to learn more.